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Wednesday, March 9, 2022

how to get subsidy on own house pradhan mantri awas yojana


how to get subsidy on own house pradhan mantri awas yojana 

 Pradhan Mantri Awas Yojana Gramin List and Loan Limit

Eligible beneficiaries in the PMAY list may avail of loans up to Rs. 70,000 from financial institutions along with subsidy on interest at the rate of 3%. The maximum principal amount for the same is capped at Rs. 2,00,000 while the maximum subsidy is Rs. 38,359 for EMI which is. The cost of the unit is shared in the ratio of 60:40 between the Centre and State Governments for areas in the plain, i.e. Rs. 1.20 lakh in support for ever  In Himalayan and northeastern States along with the Union Territory of  and Kashmir, this ratio goes up to 90:10 with up to Rs. 1.30  of support for every unit.


The Centre offers 100% financing in the case of (Union Territories) inclusive of  list Beneficiaries receive Rs. 90.95 each day in courtesy of . Beneficiaries are also identified via parameters from the-Economic and Caste Census) and verification is done by the Gram . Support is given up to Rs. 12,000 for building toilets under the Bharat Mission-G scheme in collaboration with other schemes including . Payments are directly and electronically disbursed to the post office and bank accounts linked with .


Eligibility for Availing Loan Under PMAY

The eligibility requirements are the following-

●       Homeless families

●       Those with homes having 0/1/2 room with  Roof and Wall

●       Households without adult  members of 16-59 years

●       Households without literate adult above the age of 25

●       Households without adult members between 16-59 year of age


●       Homes without able-bodied members/with disabled member

●       Scheduled Tribe, Scheduled Case, Other and Minorities

●       Landless households earning income from casualr work

Candidates with , fishing boats and agriculture equipment will not be eligible along with those possessing Credit Card) with limit higher than/equal to Rs. 50,000. If the household has at least a single member employed with the Government or earning in excess of Rs. 10,000 every month any individual pays income tax/professional tax or own a refrigerator/landline phone connection, then eligibility will not be there.

 Documents Required

●       Consent document for using Aadhar on beneficiary’ behalf

●        number

●      -registered job card number

●       Bank account information

●       (Swachh Bharat Mission) number

Registration/Adding of Beneficiary

●       Visit the official -G website.

●       Fill up details needed including mobile phone number, gender andr number.


●       Upload consent form for using the number.

●       Click on Search for finding ID, beneficiary’s name and priority.

●       Click Select to Register.

●       The details of the beneficiary will be generated and shown automatically.

●       The remainder may be filled up including type of ownership, number, relation and so on.

●       You should upload the consent form needed for using an  number on the beneficiary’s behalf.


●       Add beneficiary account details in necessary field thereafter including bank account number and name.

●       If the beneficiary wishes to take a loan, choose Yes and enter the required amount.

●       Enter  job card number along with  number.

●       The next section will have to be filled up by the officer concerned.

The  will help in creating the beneficiary list while these beneficiaries will get priority thereafter once making it to the list. The list will then be dispatched to Gram  for verification followed by the creation of the final list and publishing of the same. The annual lists will be created thereafter. This is the entire procedure for obtaining a home under 


Disclaimer: No Deccan Chronicle journalist was involved in creating this content. The group also takes no responsibility for this 


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